DWM Helpful Information
What has changed for you in 2019? Did you start a new job or leave a job behind? Did you retire? Did you start a family? If notable changes occurred in your personal or professional life, then you will want to review your finances before this year ends and 2020 begins.
Smart Financial Moves in Your 20s, 30s, 40s, & 50s
Have you ever mapped out your financial timeline? If you’re like many Americans, it may have been more difficult than anticipated. One of the most helpful ways to achieve your financial goals is to break it down by your age.
Eight Mistakes That Can Upend Your Retirement
Pursuing your retirement dreams is challenging enough without making some common, and very avoidable, mistakes. Here are eight big mistakes to steer clear of, if possible.
History is full with examples of parents taking actions they believe will improve the lives of future generations.
Investors Need to Understand Their Risk
Understanding your risk tolerance is complex, and the standard questionnaire provided by financial planners may not capture an accurate picture. One reason is they sometimes combine different aspects of the risk profile that should be assessed separately.
What does the new federal cap on state and local tax deductions mean for you?
Have you routinely itemized your federal tax deductions? In 2018, you may decide to take the standard deduction instead.
There is a simple and unsettling reality in the United States. Most Americans are not financially prepared for retirement.
Some are completely unprepared. The Employee Benefits Research Institute (EBRI)’s 2017 Retirement Confidence Survey found almost half (47 percent) of workers have less than $25,000 in personal savings and investments, and about one-quarter has less than $1,000.1
Two Ideas Worth Thinking About When Markets Are Moving
Here’s a number most people would like to see on an annual statement: 21.6 percent. That was the annual return for the Standard & Poor (S&P) 500 Index during 2017. In general, U.S. stock indices did quite well last year – and the year before, too.